Residency by Investment

Residency programs provide a viable pathway for affluent individuals who wish to acquire rp or pr by investment. Discover the possibilities that could expand your travel horizons, present new business possibilities, and enhance your way of life.

€30,000

Minimum investment amount

3 months

Fastest obtaining period

Residency by Investment

Investors

French Tech Visa

Conduct business in Europe and travel visa-free across the Schengen Area

€23,900+ In a bank account
3+ months Processing Time
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Malta permanent residency

Opportunity to live, study, and do business in Malta

€187,000 Minimum investment
6+ months Processing Time
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Malta residence permit

Tax optimization through a special tax regime

€30,000 Minimum investment
3+ months Processing Time
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Hungary Golden Visa

Life in Hungary or creating a safe haven with no need to move

€250,000 Minimum investment
5+ months Processing Time
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Spain Startup Visa

Conduct business in Europe and travel visa–free across the Schengen Area

€33,150+ In a bank account
6+ months Processing Time
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Cyprus permanent residence by investment

Lifetime permanent resident status

€300,000 Minimum investment
9+ months Processing Time
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Greece Golden Visa

7 years Path to citizenship

€250,000 Minimum investment
4+ months Processing Time
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Portugal Golden Visa

Safe haven with no need to move

€250,000 Minimum investment
12+ months Processing Time
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Italy Golden Visa

Relocating to Italy and tax optimization

€250,000 Minimum investment
4+ months Processing Time
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UAE Golden Visa

Relocation to the UAE and tax optimization

AED 750,000 Minimum investment
2+ months Processing Time
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EB-5 Investor Visa to the US

Opportunity to become a US citizen

$800,000 Minimum investment
5+ years Processing Time
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Residence permit in Montenegro by business

Tax optimization through low rates

Not set Investment
2+ months Processing Time

Portugal Startup Visa

Opportunity to expand your business internationally and obtain citizenship in 5 years

€11,040+ In a bank account
6+ months Processing Time

Canada permanent residence by investment

Possibility to obtain citizenship after 3 years of residency in the country

€250,000 Minimum investment
3+ months Processing Time

Hungary residence permit

EU Residency for investors and their families

€7,700 Minimum investments in business
2+ months Processing Time

LTR Visa to Thailand

Visa valid for up to 15 years for relocation to Thailand

$25,500 Minimum visa costs
1+ months Processing Time

Turkey residence permit by investment

Life and vacation in Turkey with the whole family

$200,000 Minimum investment
5+ months Processing Time

New Zealand residence permit by investment

In 5 years one can apply for citizenship

NZ$5,000,000 Minimum investment
8+ months Processing Time

Hungary residence permit by company registration

Optimizing taxes through low rates

€7,700 Minimum investments in business
6+ months Processing Time

Residence permit in Austria for starting a business

Moving to Austria and pursuing citizenship opportunities

€100,000 Minimum investment
3+ months Processing Time

Indonesia Second Home Visa

Opportunity to do business and invest in Indonesia

$130,000 Minimum investment
1+ months Processing Time

Ireland Start-up Entrepreneur Programme (STEP)

12.5% corporate profit tax

€50,000 Minimum balance in a bank account
Not set Processing Time

Latvia residence permit by investment

Life in the European Union
Visa-free Schengen

€50,000 Minimum investment
5+ months Processing Time

Luxembourg Golden Visa

Visa-free Schengen

€500,000 Minimum investment
6+ months Processing Time

Netherlands residence permit by investment

In 5 years one can apply for citizenship

€1,250,000 Minimum investment
3+ months Processing Time

Jersey residence permit by investment

Travel to the UK without a visa

£1,250,000 Minimum investment
1+ months Processing Time

Monaco residence permit by investment

Opportunity to obtain a passport after 10 years of residence in the country

€500,000 Minimum investment
3+ months Processing Time

Montenegro residence permit by investment

Life in Europe and tax optimization

€150,000 Real estate investments
4+ months Processing Time

Namibia residence permit by investment

Opportunity to live, study in Namibia

€365,000 Minimum investment
3+ months Processing Time

Hong Kong residence permit by investment for startups

Tax optimization through low rates

Not set Investment
4 to 8 months Processing Time

Malaysia residence permit by investment

Opportunity to live, study, do business, access healthcare in Malaysia

MYR1,000,000 Minimum investment
3 to 6 months Processing Time

Panama residence permit by investment

Tax incentives and special tax regimes for businesses

€100,000 Minimum investment
1—6 months Processing Time

Digital nomads

Portugal Digital Nomad Visa and residence permit

In 5 years one can apply for permanent resident status

€3,680+ Monthly income
6+ months Processing Time
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Malta Digital Nomad Visa

Moving to the European Union
Visa-free travel within the Schengen Area

€3,500+ Monthly income
2+ months Processing Time
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Hungary White Card

0% — Professional Income Tax

€3,000+ Monthly income
3+ months Processing Time
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Spain Digital Nomad Visa

Moving to the European Union with the whole family

€2,850+ Monthly income
4+ months Processing Time
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Croatia Digital Nomad Visa

Life in the European Union
The benefit of 0% income tax

€3,295+ Monthly income
4+ months Processing Time
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Digital Nomad Visa in Germany

Life in an EU country and prospects for citizenship

€50,700+ Annual income
9+ months Processing Time

Italy Digital Nomad Visa

Moving to the European Union with the whole family

€2,700+ Monthly income
4+ months Processing Time

Financially independent

Portugal D7 visa

Moving to Portugal with the lowest cost

€920 a month Minimum passive income
6+ months Processing Time
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Spain Non-Lucrative Visa

Relocation to Spain without investments

€28,800 a year Minimum passive income or savings
4+ months Processing Time
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France Visitor Visa

Permanent residence or citizenship after 5 years of living in the country

€1,800 a month Minimum income
5+ months Processing Time
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Residence permit for financially independent individuals in Italy

Permanent resident status after 5 years of living in the country

€31,160 a year Minimum passive income
4+ months Processing Time

Austria residence permit for financially independent individuals

Permanent residence after 5 years of living in the country

€30,000 Minimum balance on a bank account
3+ months Processing Time

Switzerland residence permit for financially independent individuals

Living in a country with a high level of safety, education, and healthcare

₣450,000 a year Minimum paid tax
3+ months Processing Time

Closed Programs

Spain Golden Visa

Visa-free entry to Schengen countries

€500,000 Minimum investment
5+ months Processing Time
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UK Investor Visa

In 5 years one can apply for citizenship

£6,000 Minimum visa costs
5+ months Processing Time

Differences between residence permit and permanent residence

The duration of validity varies

A residence permit is typically valid between 1 to 5 years, even up to 10 years in places like the UAE, necessitating regular renewals to maintain the status. On the other hand, permanent residence has no set expiry: it doesn't require renewal and permits indefinite stay in the country.

Acquiring citizenship involves a progression of statuses

You start with applying for residency. After several years of continuous, legal residence in the country, you can progress to permanent resident status and eventually apply for citizenship after a few more years.

Language proficiency requirements vary

For residence permits obtained by investment, a language test isn't usually required. For other types of residence permits, it depends on the country's rules. Transitioning from temporary to permanent residency typically involves demonstrating proficiency in the country's language.

Requirements to obtain residence permit

Most countries require a valid passport that is good for a certain period beyond the expected stay.

You will usually need to fill out an application form detailing personal information, reasons for your stay, and possibly other information.

You will need to provide a reason for your stay, such as employment, study, or family reunification. This may require additional documentation, like an offer of employment or admission to a school.

Many countries require proof that you can support yourself financially for the duration of your stay. This could be through a job, personal savings, or a financial sponsor.

Some countries require proof of health insurance to ensure you have access to medical care.

Many countries require a certificate of no criminal record, or will at least conduct a criminal background check.

Some countries require specific medical checks, such as for tuberculosis.

You may need to show you have a place to live. This could be a rental agreement, a letter from a friend or relative you'll be staying with, or other proof of accommodation.

Residence permit benefits

Residence permit benefits Residence permit benefits
1.

Relocating advantages

Moving to Europe, the USA or the UAE offers numerous benefits, including safety, a pleasant climate particularly in Mediterranean countries, social and political stability and low crime rates.

2.

Travel without a visa

European residency by investment grants the holder visa-free travel within the Schengen Area, allowing a stay up to 90 days within a 180-day period.

3.

Family inclusion

Residency programs often extend to the immediate family of investors, including spouses, minor children, and in some cases, adult children and parents.

4.

Real estate investment

Some countries allow investors to acquire residency through property purchase, which can be used as a second home or rental property. This can be a lucrative investment.

5.

Access to education and healthcare

An RP by investment offers access to quality education across for both the investor and their minor children. Additionally, these permits provide access to medical services, with some countries offering free public healthcare.

6.

Tax incentives

Certain countries offer beneficial tax regimes for investors.

Requirements to obtain permanent residence

In many countries, you need to prove that you have lived continuously in the country for a certain period. This often means you can't have been outside the country for more than a certain number of days.

You will usually need to show that you have a stable income or sufficient financial resources to support yourself and any dependents without needing public funds.

Most countries require you to have no serious criminal record.

This could involve language proficiency tests, citizenship classes, or proof of employment or community involvement.

Permanent residence benefits

Permanent residence benefits Permanent residence benefits
1.

Indefinite Stay

A key benefit of permanent residence is the right to live indefinitely in the host country. This can provide a high degree of stability and security.

2.

Freedom to Work

Permanent residents typically have the freedom to work in any industry or occupation, and change jobs without jeopardising their status. This is a key difference from many work-related temporary residence permits.

3.

Access to Social Services

In many countries, permanent residents have access to the same social services as citizens, including healthcare, education, and social security.

4.

Family Benefits

Permanent residents often have the right to sponsor family members for permanent residence. They also typically have the right to live with their minor children, who can often attend local schools.

5.

Travel Benefits

Permanent residents usually have the right to leave and return to the country. They also may be able to travel to certain other countries without a visa, depending on agreements between countries.

6.

Path to Citizenship

In many cases, holding permanent residence for a certain period is a key step toward naturalisation, or obtaining citizenship. This process varies by country.

How to choose a residence permit program

Define your needs and objectives

Are you looking to study, work, invest, retire, or reunite with family? Your goals will heavily influence which programs are best for you.

Research possible countries

Once you know why you want to move, look at which countries offer residence programs that meet those needs. Consider factors like language, culture, cost of living, healthcare, and safety.

Examine eligibility requirements

Each country has different requirements for their residence programs. These could be financial, related to health, or involve criminal background checks. Make sure you meet the requirements for your chosen program.

Consider duration and permanency

Some programs offer temporary residence and some offer a pathway to permanent residence. Consider your long-term plans when choosing a program.

Evaluate the financial implications

Look at the costs of the program, including application fees, cost of living in the country, and potential income.

Consult with professionals

Get in touch with immigration lawyers or consultants who can guide you through the process and give you personalised advice.

Frequently Asked Questions

A residence permit is a document issued by a country to foreign nationals, allowing them to legally reside for a specified period. This permit is usually tied to a specific purpose such as work, study, or investment. The duration, conditions, and rights associated with a residence permit can vary widely based on the specific laws of the issuing country. Holding a residence permit can often be a pathway to obtaining longer-term resident status or citizenship.

EU residency by investment allows you to live, work, or study in the issuing EU country and often other EU nations. It provides access to social services like healthcare and education, and eases travel within the Schengen Area. It can also pave the way to permanent residency or citizenship.

To obtain residency, identify the type of residency you qualify for, like work, study, investment, or family reunification. Submit the necessary documents such as a valid passport, proof of income, and health checks to the country's immigration department. Complete the application accurately, pay any fees, and wait for processing. The exact process varies by country.

A temporary residence permit allows a foreign national to live in a country for a specific period, usually tied to a purpose like work, study or investment. It often has restrictions and must be renewed. A permanent residence permit grants the right to live in a country indefinitely, with fewer restrictions, and it's often a path to citizenship. Permanent residents usually have more rights, similar to citizens, like freedom to work anywhere and access to social benefits.

Malta and Cyprus are known for their relatively accessible permanent residence programs. In these countries, you can attain permanent resident status through investment, and the process is relatively quick.

Passportivity lawyer Yulia Malloy

Contact us today

Passportivity assists international clients in obtaining residence and citizenship under the respective programs. Contact us to arrange an initial private consultation.

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